No spreadsheets. No stress.

Budget clarity, straight from your statements.

Upload a bank statement and Personal Finance 4 U instantly categorizes every transaction, tracks your budgets, and shows you exactly where your money is going.

Bank-level encryption · Your data stays private

Personal Finance 4 U dashboard on a phone showing budget progress

Why Personal Finance 4 U

The quietest way to feel on top of your money.

Simple uploads

Drag in a PDF or CSV statement from any bank. We take it from there — no typing, no tagging, no manual entry.

AI categorization

Every transaction is sorted into meaningful categories automatically, learning your habits as it goes.

Budget progress

See exactly how much you have left in groceries, dining, transport and more — refreshed the moment you upload.

How it works

Three steps from statement to clarity.

  1. 01

    Upload your statement

    PDF or CSV from any bank — takes about 10 seconds.

  2. 02

    We categorize automatically

    Our AI reads and sorts every transaction into clean categories.

  3. 03

    Watch your budgets update

    See progress bars per category so you always know what's left.

Pricing

One simple plan. Everything included.

No tiers. No upsells. Cancel any time.

7-day free trial

Personal Finance 4 U

$8/ month

Billed monthly. Cancel anytime.

  • Unlimited statement uploads
  • AI-powered categorization
  • Custom monthly budgets
  • Category progress tracking
  • Spending trends & insights
  • Private, encrypted storage
Start your free trial

Ready to see where your money actually goes?

Join thousands of everyday budgeters who traded spreadsheets for a calmer, clearer view of their finances.

Enter the app